Terms of Service

1. About Mosaic Minds

Mosaic Minds is an online studio for experiential, experimental, and entrepreneurial learning. We offer project-based courses and learning experiences designed by industry mentors, educators, practitioners, and creators.

Our courses help students explore their interests, build real projects, and publish work that reflects their curiosity and capabilities.

2. Eligibility and Minors

Mosaic Minds is designed primarily for teenagers and young learners.

Users under 13 may not create an account or use Mosaic Minds. If we learn that we have collected personal information from a child under 13 without legally required consent, we will take reasonable steps to delete that information.

Users between 13 and 17 may use Mosaic Minds only with consent from a parent or legal guardian. By allowing a minor to use Mosaic Minds, the parent or guardian agrees to these Terms on the minor's behalf and accepts responsibility for the minor's participation, purchases, conduct, submissions, communications, and use of the platform.

Users 18 and older may use Mosaic Minds independently if they can legally agree to these Terms.

3. Accounts

To access certain features, you may need to create an account. You agree to provide accurate, complete, and current information.

You are responsible for your login credentials and all activity under your account. You may not share, sell, or transfer your account.

If you believe your account has been compromised, contact us at info@mosaicminds.io.

4. Courses and Access

Mosaic Minds offers project-based courses and learning experiences. Some courses may be self-paced. Others may include office hours, mentor guidance, project reviews, live sessions, feedback, or other interactive features.

Unless otherwise stated, course purchases include lifetime access to the purchased course for as long as Mosaic Minds continues to offer and support that course. Lifetime access does not guarantee that a course, feature, mentor, technology, or platform format will remain unchanged forever.

We may update, improve, modify, replace, or discontinue courses, features, mentors, content, tools, or platform elements at any time.

Purchasing a course gives you a personal, limited, non-transferable right to access that course. It does not give you ownership of Mosaic Minds course materials, platform technology, mentor content, templates, curriculum, software, or proprietary systems.

5. No Guaranteed Outcomes

Mosaic Minds provides educational content, project frameworks, mentor-designed guidance, tools, and learning experiences.

We do not guarantee grades, admissions outcomes, internships, jobs, scholarships, business results, skill mastery, public recognition, or any other academic, professional, creative, financial, or personal outcome.

Students are responsible for their own effort, judgment, execution, and use of the materials.

6. Payments and Refunds

Course prices, bundles, promotions, and optional add-ons may vary and may change at any time. All prices are listed in U.S. dollars unless otherwise stated.

Payments may be processed by third-party payment providers such as Stripe. By making a purchase, you authorize Mosaic Minds or its payment processor to charge the applicable fees, taxes, and other amounts shown at checkout.

Unless otherwise required by law or expressly stated in writing by Mosaic Minds, all purchases are final and non-refundable.

Refunds are not offered for unused access, incomplete courses, change of mind, scheduling conflicts, lack of participation, dissatisfaction with personal outcomes, or failure to complete a project.

Mosaic Minds may, at its sole discretion, offer credits, transfers, substitutions, or exceptions in limited circumstances. Any such exception does not create a right to future exceptions.

7. Mentor Sessions, Office Hours, and Live Components

Some courses may include or offer optional office hours, mentor sessions, live sessions, feedback, or project reviews.

Mentor availability may vary. Mosaic Minds may substitute mentors, reschedule sessions, modify formats, or offer alternative support where needed.

Students, parents, and mentors may not move communications or instructional relationships off-platform, exchange personal contact information, solicit private services, or arrange independent paid work outside Mosaic Minds unless Mosaic Minds expressly approves it.

8. Session Recordings

Mosaic Minds may record live sessions, office hours, mentor sessions, or feedback sessions only at its discretion and with the consent of the relevant participants.

Recordings may be used for safety, quality assurance, training, dispute resolution, compliance, or service improvement. Recordings will not be used for public marketing without separate consent.

Users may not record, screenshot, download, distribute, publish, or share sessions or private platform interactions without permission from Mosaic Minds and, where applicable, the relevant participants.

9. Student Projects and Mosaics

Students may create, upload, submit, revise, and publish projects, reflections, designs, prototypes, written work, videos, images, presentations, links, files, or other materials through Mosaic Minds.

Students retain ownership of their original work, subject to Mosaic Minds' rights in its platform, tools, templates, curriculum, and materials, and any rights belonging to third parties.

By submitting, uploading, or publishing student work on Mosaic Minds, you grant Mosaic Minds a limited, worldwide, non-exclusive, royalty-free license to host, store, display, reproduce, format, transmit, and use that work as needed to operate, provide, maintain, improve, and support Mosaic Minds.

If you publish a Mosaic publicly, it may be visible to others depending on your sharing settings or public links. You are responsible for reviewing public-facing content before publishing it.

Mosaic Minds may remove, restrict, unpublish, or disable access to any project, Mosaic, file, submission, or content that violates these Terms, infringes rights, creates safety concerns, contains sensitive personal information, or may harm Mosaic Minds, users, mentors, or third parties.

10. Marketing Use of Student Work

Mosaic Minds will not use a student's name, image, likeness, testimonial, or identifiable project work in public marketing materials without appropriate consent.

For minors, Mosaic Minds will require consent from a parent or legal guardian before using identifiable student work, photos, videos, quotes, testimonials, or project examples in promotional materials.

Mosaic Minds may use aggregated, anonymized, or de-identified information about student outcomes, project categories, platform usage, or learning trends.

11. Public Publishing and Safety

Users should not publish sensitive personal information through Mosaic Minds. This includes home addresses, phone numbers, private family information, financial information, school schedules, passwords, government identification numbers, medical information, immigration information, or anything else that could create safety, privacy, or security risks.

Parents and guardians should review public Mosaics created by minors.

To request removal of a published Mosaic or project, contact info@mosaicminds.io.

12. User Conduct

You agree to use Mosaic Minds respectfully and lawfully. You may not:

• Harass, threaten, bully, abuse, exploit, or harm another person.
• Submit hateful, discriminatory, sexually explicit, violent, exploitative, defamatory, or unlawful content.
• Upload malware, spam, harmful code, or deceptive content.
• Impersonate another person or misrepresent your identity, age, affiliation, qualifications, or work.
• Violate another person's privacy, publicity, intellectual property, or other rights.
• Copy, scrape, reverse engineer, interfere with, or disrupt the platform.
• Share, resell, license, distribute, or publicly post Mosaic Minds course materials without permission.
• Use Mosaic Minds to solicit users, mentors, instructors, or staff for off-platform services or commercial activity.
• Circumvent security, payment, access, or enrollment systems.
• Violate applicable law or these Terms.

13. Academic Integrity and AI Tools

Students must not misrepresent someone else's work as their own. If students use AI tools, templates, research sources, third-party assets, collaborators, or outside help, they should disclose or credit those contributions where appropriate.

Mosaic Minds may offer or integrate AI-supported features, including AI tutors, prompts, feedback tools, project guidance, recommendations, or automated support.

AI outputs may be inaccurate, incomplete, biased, outdated, or unsuitable. AI tools are provided as learning support and should not replace independent judgment, mentor guidance, parental supervision, professional advice, or careful review.

Users should not submit sensitive personal information into AI tools unless Mosaic Minds clearly requests it for a specific and appropriate purpose.

14. Mosaic Minds Intellectual Property

Mosaic Minds and its licensors own all rights in the Mosaic Minds platform, brand, name, logos, designs, software, course structures, curriculum frameworks, templates, visuals, text, videos, exercises, prompts, interfaces, tools, methods, systems, and other materials, except for user-owned content and third-party content.

You may access Mosaic Minds materials only for personal, non-commercial learning. You may not copy, reproduce, distribute, sell, rent, sublicense, modify, publicly display, or exploit Mosaic Minds materials without written permission.

15. Third-Party Services

Mosaic Minds may link to or integrate with third-party tools, websites, platforms, payment processors, video tools, AI tools, or other services.

Third-party services are governed by their own terms and privacy policies. Mosaic Minds is not responsible for third-party services, content, actions, errors, availability, security, or privacy practices.

16. Communications

By creating an account, enrolling in a course, making a purchase, or contacting Mosaic Minds, you agree to receive service-related communications, including account updates, course information, transaction confirmations, reminders, safety notices, policy updates, and support messages.

You may also receive marketing communications where permitted by law. You can unsubscribe from marketing emails using the unsubscribe link or by contacting us. Even if you opt out of marketing, we may still send transactional, account, safety, legal, or service-related messages.

17. Suspension and Termination

Mosaic Minds may suspend, restrict, or terminate your account, enrollment, access, published content, or platform use if we believe you have violated these Terms, created safety risks, infringed rights, misused the platform, failed to pay fees, or engaged in unlawful, harmful, or inappropriate conduct.

You may stop using Mosaic Minds at any time. Certain sections of these Terms will continue to apply after your account ends, including sections on intellectual property, user content, disclaimers, limitations of liability, indemnification, disputes, and governing law.

18. Disclaimers

Mosaic Minds is provided on an 'as is' and 'as available' basis. To the fullest extent permitted by law, Mosaic Minds disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, reliability, availability, and platform performance.

We do not guarantee that Mosaic Minds will be uninterrupted, secure, error-free, or that it will meet your expectations.

19. Limitation of Liability

To the fullest extent permitted by law, Mosaic Minds and its officers, directors, employees, contractors, mentors, instructors, affiliates, service providers, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, including lost profits, lost data, lost opportunities, reputational harm, academic outcomes, admissions outcomes, or business losses.

To the fullest extent permitted by law, Mosaic Minds' total liability for any claim related to the services will not exceed the amount you paid to Mosaic Minds for the specific course or service giving rise to the claim during the six months before the claim arose, or $100, whichever is greater.

20. Indemnification

You agree to defend, indemnify, and hold harmless Mosaic Minds and its officers, directors, employees, contractors, mentors, instructors, affiliates, service providers, and agents from claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising from your use of Mosaic Minds, violation of these Terms, violation of law, user content, published Mosaics, unauthorized use of Mosaic Minds materials, or off-platform interactions.

If the user is a minor, the parent or legal guardian agrees to this obligation on the minor's behalf.

21. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles.

Mosaic Minds, Inc. does business in New York, but these Terms will be governed by Delaware law. Any dispute arising out of or related to these Terms or Mosaic Minds will be brought exclusively in the state or federal courts located in Delaware, unless applicable law requires otherwise.

To the fullest extent permitted by law, you agree to bring any claim in your individual capacity only, and not as a plaintiff or class member in any class, collective, consolidated, or representative proceeding.

22. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we may notify users through the platform, by email, or by posting an updated version on our website.

Continued use of Mosaic Minds after updated Terms are posted means you accept the updated Terms.

23. Contact

For questions about these Terms, contact:

Mosaic Minds, Inc. d/b/a Mosaic Minds Learning Email: info@mosaicminds.io